Mortgage Calculator

Monthly mortgage + (optional) shared ownership rent. Keeps your inputs when you open the explainer page (no cookies).

Inputs
Shared ownership
If enabled, mortgage is calculated on the owned share; rent is added for the unowned share.
Snapshots below show mortgage splits at the 13th and 25th payments (rent is added into total outpay).
Outputs
Mortgage monthly payment
Shared ownership rent (monthly)
Total monthly outpay (mortgage + rent)
Loan principal (owned share)
Deposit amount (owned share)
Yearly change snapshots (mortgage split + total outpay)
13th mortgage payment (start of year 2)
Mortgage interest
Mortgage capital
Rent (monthly)
Total outpay (monthly)
25th mortgage payment (start of year 3)
Mortgage interest
Mortgage capital
Rent (monthly)
Total outpay (monthly)
Disclaimer: This calculator is for informational purposes only and does not constitute financial advice.